₹ 1,24,268 Cr
AUM
₹ 2,340 Cr
NET REVENUES
₹ 805 Cr
PAT (pre-NCI)
₹ 33.80
EPS
(H1FY27, not annualized)
20.1%
Return on equity (annualized for H1FY27)
3.1%
Return on assets (annualized for H1FY27)
“Q2 FY27 delivered robust growth, with AUM crossing ₹1.24 lakh crore,
up 38% year-on-year, a 90% secured AUM and GNPA of 1.5%. ROE above
20% reflects strong gold and mortgage franchises, lower credit costs
and improved operating efficiency.
As gold loan growth moderates, we expect home loans and secured MSME
lending to gain momentum. We are strengthening risk, audit,
compliance and customer service through AI, while deepening bank
partnerships. The Fitch upgrade underscores growing confidence in our
credit profile. We expect to sustain resilient, capital-efficient
growth through FY27 while serving underserved India”
Email: shareholders@iifl.com