Gold loan guides, business finance tips, RBI updates and credit health advice

An applicant with only Aadhaar may plan a larger gold loan for a business or family need. At ₹6,90,000, the lender asks for more than identity proof. PAN and in…

Once a gold loan crosses ₹2.5 lakh, the paperwork grows. A borrower who took a small gold loan earlier may notice new questions about income. PAN also gets more…

Sometimes a gold loan top-up application remains in suspense even as the gold loan remains normal. The key in dealing with the pending gold loan top-up request…

Existing gold loan will have available top-up amount to be checked before being considered as available money. The term must be understood as either indicative…

There is a gold loan listed in the application, but there is no facility to ask for more money. This means the applicant has a question of availability, rather…

As a gold loan nears maturity, there might be confusion in repaying it and renewing for the next loan period due to absence of an option to renew. However, abse…

A question about a gold loan can come up at any point during the tenure. It may be a payment not showing, or a certificate needed for tax records. Many borrower…

Some borrowers put in a renewal request for their gold loan through an app and then wonder whether pressing one button was enough. Renewal refers to continuing…

In quite a few households, a gold loan is taken jointly by two people. The second person on it may later try opening the loan in a mobile app, only to find that…