IIFL Finance will never request any extra fees during the loan process. All applicable charges are explained at the branch before signing and listed on the Interest Rates and Charges page.IIFL Finance will never request any extra fees during the loan process. All applicable charges are explained at the branch before signing and listed on the Interest Rates and Charges page.

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PAN Card Rules and Documents for a ₹6,90,000 Gold Loan
Gold Loan

PAN Card Rules and Documents for a ₹6,90,000 Gold Loan

An applicant with only Aadhaar may plan a larger gold loan for a business or family need. At ₹6,90,000, the lender asks for more than identity proof. PAN and in…

· 5 min
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PAN Card and Credit Assessment for a ₹3,90,000 Gold Loan
Gold Loan

PAN Card and Credit Assessment for a ₹3,90,000 Gold Loan

Once a gold loan crosses ₹2.5 lakh, the paperwork grows. A borrower who took a small gold loan earlier may notice new questions about income. PAN also gets more…

· 5 min
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How to Handle a pending gold loan top-up request
Gold Loan

How to Handle a pending gold loan top-up request

Sometimes a gold loan top-up application remains in suspense even as the gold loan remains normal. The key in dealing with the pending gold loan top-up request…

· 5 min
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How to check available gold loan top-up amount
Gold Loan

How to check available gold loan top-up amount

Existing gold loan will have available top-up amount to be checked before being considered as available money. The term must be understood as either indicative…

· 5 min
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Gold loan top-up option not showing: What to Check
Gold Loan

Gold loan top-up option not showing: What to Check

There is a gold loan listed in the application, but there is no facility to ask for more money. This means the applicant has a question of availability, rather…

· 5 min
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Gold Loan Renewal Option Not Showing: What to Check
Gold Loan

Gold Loan Renewal Option Not Showing: What to Check

As a gold loan nears maturity, there might be confusion in repaying it and renewing for the next loan period due to absence of an option to renew. However, abse…

· 5 min
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Raising a Gold Loan Query With IIFL Finance Through the IIFL Loans App
Gold Loan

Raising a Gold Loan Query With IIFL Finance Through the IIFL Loans App

A question about a gold loan can come up at any point during the tenure. It may be a payment not showing, or a certificate needed for tax records. Many borrower…

· 6 min
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How a Gold Loan Renewal Request Is Reviewed, Confirmed and Recorded in the IIFL Loans App
Gold Loan

How a Gold Loan Renewal Request Is Reviewed, Confirmed and Recorded in the IIFL Loans App

Some borrowers put in a renewal request for their gold loan through an app and then wonder whether pressing one button was enough. Renewal refers to continuing…

· 6 min
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How a Co-Borrower Can See a Gold Loan Account in the IIFL Loans App
Gold Loan

How a Co-Borrower Can See a Gold Loan Account in the IIFL Loans App

In quite a few households, a gold loan is taken jointly by two people. The second person on it may later try opening the loan in a mobile app, only to find that…

· 6 min
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